The biggest obstacle for many couples and families is figuring out how they will fund retirement. If you’re like most people, qualified retirement plans, Social Security, personal savings, and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources.

As you build your portfolio brick by brick, it becomes increasingly necessary to keep track of every asset. Unlike when you make investments, where the first investment was likely cultivated with the utmost care, the last one you made might be forgotten about almost the second the money has been transferred. We will work with you to understand your risk tolerance while listening to you and understanding your financial goals to help create a customized plan for you.

Taxes are often our single largest expense in life; that’s why we provide tax planning services with a keen awareness and command of tax law and how it pertains to your investments. When you plan your taxes in accordance with the rest of your assets, the numbers may look a lot different than you’re used to seeing. If you want to prepare for retirement, you may need a little more breathing room in your finances to make the right investments today.

Long–Term Care insurance may be something that you’ve heard about in passing from friends or family. This specific type of policy is designed to protect your finances in case of injury or illness. As you likely already know, even the best medical insurance in the world can’t account for the many incidental expenses of extended care. If you want to learn more about how this can impact your retirement portfolio, reach out to a member of our team today.

Help protect your assets and legacy for your loved ones while controlling the way in which your money is passed down. While estate planning can be complex, a well-informed plan can make a big difference. Our team can help you communicate your wishes clearly, avoid mistakes, minimize taxes, and adjust your plans as time goes by or your circumstances change. We know how personal these issues are for our clients and are empathetic in dealing with people and the dynamics of every situation.